Articles with insights and tips to help attorneys and law firms improve their practice, adapt to market changes, explore tech, stay informed, and protect it all with tailored insurance solutions.
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Ohio legal malpractice insurance rules changed in 2025. Learn what is different, who it impacts, and how to comply.
The insurance market runs in cycles. Soft markets bring lower premiums and broader coverage, while hard markets come with rising costs and stricter underwriting. This article explains what each phase means for law firms and how to navigate renewals, choose the right carrier, and protect your practice over the long term.
Cyber threats put every law firm at risk. A single attack can compromise client data and expose your firm to costly legal consequences. Cyber liability insurance offers financial protection, legal support, and compliance guidance—but is it a smart investment or just another expense?
Struggling to balance the demands of running a law firm? This guide offers practical strategies to help attorneys streamline their workload, enhance communication, and boost productivity. Turn busywork into meaningful accomplishments and set your practice on the path to sustainable success.
Understanding why attorneys get sued for malpractice is the first step in protecting your practice. From missed deadlines to conflicts of interest, this blog breaks down the top 15 reasons attorneys face malpractice claims and offers practical tips to help you avoid these common mistakes.
Understanding the key differences between Data Breach Insurance and Cyber Liability Insurance can help you make smarter, more confident decisions. Whether you're considering standalone policies or filling gaps in your current coverage, knowing what each policy offers is important to choosing the protection that is most suited for you and your business.
Explore the history of ransomware attacks, the tactics used today, and the proactive measures you can take to protect your law firm from this growing cyber threat.
Discover how implementing Multi-Factor Authentication (MFA) can serve as a formidable barrier against unauthorized access and why it's a simple yet powerful tool that every individual and business should employ.
Cybersecurity breaches are an ever-present threat for all businesses, but for law firms, the stakes are incredibly high. With sensitive client data and your firm's reputation on the line, preparation for such an event is imperative.
It can be easy to overlook the power of marketing for your law firm's growth. While word of mouth and referrals are valuable, they can only take you so far. Marketing is about actively expanding your reach beyond your immediate circles. It's important to consistently promote your services to a broader audience if you want to grow.
Price is often the first thing attorneys look at when shopping for professional liability insurance, but it shouldn’t be the only factor. This article explains how lower premiums can signal reduced coverage, hidden exclusions, or even the wrong type of policy altogether. Learn what your quote really tells you and how to evaluate lawyers professional liability insurance based on long-term value, not just cost.
Communication isn’t just a foundational pillar for building relationships or the driving force behind decisive actions, it is an intricate art.
Stay informed with practical guidance on legal malpractice prevention, law firm management, and business insurance strategies.
From risk management and firm operations to emerging industry trends, these articles are designed to help you protect your practice, strengthen client relationships, and operate with confidence to level up your legal career.
Yes! Professional liability insurance (PLI) can provide your law firm with a defense in the event a claim is filed against you, whether an error was made or not. Should a claim occur, PLI coverage may provide you with access to a defense attorney seasoned in lawyer’s malpractice claims caused by:
Access to this type of support when dealing with a malpractice claim can help eliminate the loss of time and money (and not to mention stress) that defending a claim requires. Having someone on your side to offer advice and answer questions is invaluable.
Many states require lawyers to disclose whether they carry malpractice insurance. Some states may require clients to sign a written disclosure acknowledging that the attorney is practicing without professional liability insurance coverage. Requiring potential clients to sign these disclosures may cause them to question working with you. Or you may practice in a state that requires PLI. Oregon and Idaho, for example, currently require attorneys to carry professional liability coverage. Just more reasons why yes, you do need professional liability insurance.
Lawsuits can happen, frivolous or not. Without adequate coverage protecting your firm, a lawsuit could be so costly that it leaves your business in ruins.
Because professional liability insurance is written on a “claims-made and reported” basis, you will want to obtain coverage for your firm as early as possible in your legal career.
“Claims-made and reported” means the claim must occur and be reported during the policy period. Your retroactive date, or prior acts date, is the date upon which you first obtained coverage. When a lawyer has prior acts coverage, malpractice issues that occur after the retroactive date are usually covered* as long as the matter was reported in compliance with the policy. On the other hand, any alleged malpractice that happened prior to the retroactive date would be excluded from coverage, even if reported during a current policy term.
So, you will want to have coverage in place as soon as possible because you will need to have a policy in place when the error occurs and the claim is reported (or coverage may not apply).
Many factors can determine your annual premium, and rates may differ between carriers.
Some key premium factors are:
Price vs. Value: Making Informed Choices When Shopping for Lawyers Professional Liability Insurance
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