Articles with insights and tips to help attorneys and law firms improve their practice, adapt to market changes, explore tech, stay informed, and protect it all with tailored insurance solutions.
#knowmoreriskless
We're honored to be chosen by the attorney audience of the Texas Lawyer as a 1st Place winner of the “Best Of” reader's survey for 2026!
AI can help attorneys research malpractice insurance, compare policies, and prepare questions, but it shouldn’t make coverage decisions alone. This article highlights AI's useful roles, limitations, and the importance of human guidance when choosing Lawyers Professional Liability Insurance.
Junior attorneys do not need a formal title to start building influence. These seven leadership strategies show how lawyers can earn trust, communicate clearly, solve problems early, and stand out for the right reasons.
Legal malpractice insurance safeguards attorneys from claims and financial risks. Discover how it functions, its coverage, the main risks attorneys face, and ways to shield your firm from expensive claims.
Technology is reshaping the legal field, but success depends on strengthening human connections, not replacing them. As clients demand digital convenience, firms must modernize without losing trust, empathy, or personal service. The future of law belongs to firms that are both tech-savvy and deeply human. Learn how you can achieve both.
A lapse in coverage isn't just a minor oversight; it can wipe out years of protection. Because legal malpractice insurance is written on a claims-made basis, even a brief gap can leave your firm exposed to claims you thought were covered. In this article, we break down how these policies work, why continuous coverage is critical, and what it can cost to fix a lapse.
Learn how lawyers can reduce malpractice insurance premiums without sacrificing coverage. This guide explains proven strategies to manage professional liability risk, control costs, and protect your law firm.
Limits and deductibles are key drivers of professional liability insurance premiums. This article explains how they impact coverage and what attorneys should consider.
Reflecting on 2025: Our Top Ten Most-Read Blog Articles You Won’t Want to Miss
As a practicing Illinois attorney, you must adhere to Illinois Supreme Court Rule 756(e) by obtaining legal malpractice insurance or completing the PMBR program. Understand your options.
An Extended Reporting Period (ERP), or "tail coverage", protects attorneys after their active policy ends by covering claims from prior work. Learn how ERPs work with claims-made policies, what options and costs to expect, and when to secure one to keep your past acts protected and your peace of mind intact.
Claims-made and reported policies can be tricky to navigate. This article explains how timing, retroactive dates, and tail coverage affect your legal malpractice protection, and how to avoid costly gaps in coverage.
Stay informed with practical guidance on legal malpractice prevention, law firm management, and business insurance strategies.
From risk management and firm operations to emerging industry trends, these articles are designed to help you protect your practice, strengthen client relationships, and operate with confidence to level up your legal career.
Yes! Professional liability insurance (PLI) can provide your law firm with a defense in the event a claim is filed against you, whether an error was made or not. Should a claim occur, PLI coverage may provide you with access to a defense attorney seasoned in lawyer’s malpractice claims caused by:
Access to this type of support when dealing with a malpractice claim can help eliminate the loss of time and money (and not to mention stress) that defending a claim requires. Having someone on your side to offer advice and answer questions is invaluable.
Many states require lawyers to disclose whether they carry malpractice insurance. Some states may require clients to sign a written disclosure acknowledging that the attorney is practicing without professional liability insurance coverage. Requiring potential clients to sign these disclosures may cause them to question working with you. Or you may practice in a state that requires PLI. Oregon and Idaho, for example, currently require attorneys to carry professional liability coverage. Just more reasons why yes, you do need professional liability insurance.
Lawsuits can happen, frivolous or not. Without adequate coverage protecting your firm, a lawsuit could be so costly that it leaves your business in ruins.
Because professional liability insurance is written on a “claims-made and reported” basis, you will want to obtain coverage for your firm as early as possible in your legal career.
“Claims-made and reported” means the claim must occur and be reported during the policy period. Your retroactive date, or prior acts date, is the date upon which you first obtained coverage. When a lawyer has prior acts coverage, malpractice issues that occur after the retroactive date are usually covered* as long as the matter was reported in compliance with the policy. On the other hand, any alleged malpractice that happened prior to the retroactive date would be excluded from coverage, even if reported during a current policy term.
So, you will want to have coverage in place as soon as possible because you will need to have a policy in place when the error occurs and the claim is reported (or coverage may not apply).
Many factors can determine your annual premium, and rates may differ between carriers.
Some key premium factors are:
Price vs. Value: Making Informed Choices When Shopping for Lawyers Professional Liability Insurance
Looking for deeper insights? Explore our info papers, free CLE webinars, podcast, and Lawyer’s MBA.
Begin the experience for yourself: prompt contact from an agent, a no-obligation estimate tailored to your needs, and the professional reliability your business deserves!
Subscribe to our monthly newsletter to receive loss prevention tips & advice, CLE webinar invites, our latest blog articles & more.
