Extended Reporting Period (ERP) Coverage Explained

Image of a women and man professional interacting. There is an image of two wheels at the upper left working together that say "policy" and "erp endorsement"

Retiring, closing a firm, or changing careers? Your past cases may still carry liability. An Extended Reporting Period (ERP) endorsement, often called “tail coverage”, gives you additional time to report claims after a claims-made policy ends, helping protect your prior acts through major career or practice transitions.

This guide explains how ERPs work, what they cost, available options, and when you should consider purchasing one.


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